We understand the importance of delivering comprehensive benefit programs to all employees of an organization. Unfortunately, due to the nature of group life and disability programs, many highly compensated employees and executives can suffer substantial income replacement loss under group sponsored programs. We provide solutions that fill the gaps for these individuals.

Our comprehensive understanding of both core group benefit programs and executive benefit programs allow us to develop program design models tailored to meet each customer's benefit objectives.

Our consulting approach will provide our customer with:

  • Gap analysis of existing life and disability programs
  • Development of plan design models to meet the needs
    of the highly compensated
  • Carrier negotiation
  • Program implementation
  • Participant education and enrollment
  • On-going plan services and administration