A company's most important asset is its employees. It is our belief that people have a need to be productive. However, there are conditions in life that can prevent us from being productive workers in society.

Our primary objective is to deliver absence management programs that promote successful return to work outcomes for disabled employees. If physical conditions prevent an employee from returning to an active working lifestyle, these programs are also designed to provide financial assistance throughout the remainder of their lives.

We have developed unique funding arrangements that can deliver immediate savings to the employee and employer without modifying existing plan designs. We have also developed unique Living Care programs that provide disability coverage for an employee during their retirement years.

Our Absence Management Focus…

  • Alternative funding arrangements
  • Captives
  • Department of Labor (DOL) Compliance
  • ERISA Compliance
  • Unique Absence Management Delivery Models